Programs
Two trades, one axis: after the loss, or before the hazard
These are genuinely different risks, not two names for the same policy. The restoration program is built for the operation that responds to damage that already happened; the radon program is built for the operation that keeps a hazard from becoming harm. Many businesses do both — and we place both sides.
After the loss
Restoration Contractor Insurance
Insurance for the AFTER-THE-LOSS operation — water, fire, smoke, mold, and storm damage mitigation, cleanup, contents pack-out, and the rebuild that follows.
The hard part: the catastrophe-response reality — emergency dispatch at any hour, contaminated environments, other people’s contents in your care, and an insurer-funded work environment you must operate inside but never advise on.
Includes: water damage mitigation and structural drying · fire, smoke, and soot restoration · mold remediation · storm and catastrophe response · contents pack-out, cleaning, and storage · reconstruction and rebuild.
Read the program →Before the hazard
Radon Mitigation Business Insurance
Insurance for the BEFORE-THE-HAZARD operation — radon measurement and testing, mitigation-system design and installation, vapor barriers, and air purification and air-quality testing.
The hard part: the measurement-opinion reality — you produce a number that someone relies on at a real-estate closing, and the exposure is the judgment behind it, not just the pipe in the wall.
Includes: radon measurement and testing · radon mitigation system design and installation · sub-slab depressurization systems · vapor barriers and crawlspace encapsulation · air purification and indoor air-quality testing.
Read the program →Do both? So do a lot of our clients.
Tell us on the quote form and we will build a program that covers both sides of the work.